Quick answer: Indian shoppers expect UPI, cards, net banking and wallets at checkout. A payment gateway such as Razorpay or PhonePe, a short secure checkout and automated GST-compliant invoices reduce abandoned carts and keep your accounts clean.
A store can have great products and still lose sales at the last step. Slow pages, missing payment options and unclear charges all push buyers away. Getting payments and invoicing right is one of the highest-value fixes for a new store.
Payment options Indian buyers expect
- UPI, often the most popular choice.
- Debit and credit cards.
- Net banking and wallets.
- Cash on delivery, where your margins and returns rate allow it.
- International gateways if you sell abroad.
What a good checkout looks like
- Few steps, with guest checkout allowed.
- Shipping charges and taxes shown before payment.
- Mobile-first layout, since most orders come from phones.
- Secure payment pages with clear confirmation.
- Order confirmation by email or WhatsApp.
GST-compliant invoicing
Invoices should carry the details GST rules require, such as your GSTIN, invoice number and date, product descriptions, tax rates and amounts. Generating them automatically from each order avoids manual errors and keeps records ready for filing. Confirm specific requirements with your accountant.
How we help
We integrate Razorpay, PhonePe, UPI and international gateways with secure checkout flows, automated invoicing and GST-compliant billing, as part of our e-Commerce & Trading services.
Frequently asked questions
Which payment gateway is best?
It depends on your products, volumes, pricing and whether you sell abroad. We compare options during setup.
Should we offer cash on delivery?
COD can lift conversion but increases returns and cash handling. Many stores offer it with limits or a small fee.
Can invoices be generated automatically?
Yes. Invoices can be created from each order with the details your accountant needs.
Talk to us about selling or sourcing
Share your product, channels or trade requirement. We will map the setup and tell you what it takes to go live.
Call +91 98804 69174 · info@raymondcardoza.com · e-Commerce & Trading services
Raymond Cardoza Enterprises is a registered MSME in Mangaluru, Karnataka. Learn more about our e-Commerce & Trading services.