Privacy Policy

Privacy Policy

Effective Date: 1 November 2025
Last Updated: 31 October 2025

Published in accordance with the Digital Personal Data Protection Act, 2023 (DPDP Act), India, and other applicable laws. This policy explains how Raymond Cardoza Enterprises collects, processes, stores, and protects your personal data when you access or use www.raymondcardoza.com.

About Raymond Cardoza Enterprises

  • Business Name: Raymond Cardoza Enterprises
  • Nature of Business: Business Solutions and Consultancy
  • Registered Address: Bajpe, Mangalore, Karnataka, India
  • Contact Email: info@raymondcardoza.com

We provide business consultancy and customized digital solutions for clients in India and abroad.

Categories of Personal Data Collected

  • Name, phone number, email address (via contact/inquiry forms)
  • IP address, browser information (via cookies/analytics)
  • Uploaded documents/files (voluntarily shared)
  • Invoice/receipt copies (for payment verification)

We do not collect sensitive data (financial credentials, biometrics, government IDs) unless explicitly provided for lawful purposes.

Purpose of Processing

  • Communicate and respond to inquiries
  • Send quotations, updates, service information
  • Verify payments and maintain records
  • Analyze traffic and improve website experience

Processing follows lawfulness, purpose limitation, and data minimization principles under DPDP Act.

Basis for Processing

Consent (via voluntary submission) and/or legitimate business interest in delivering services/support.
Withdraw consent anytime: info@raymondcardoza.com

Data Retention

Retained only as long as needed for stated purposes or legal obligations. Afterwards, securely deleted or anonymized.

Data Sharing and Disclosure

No selling, renting, or sharing with third parties.
Accessed only by authorized internal personnel.
Limited processing by trusted providers (e.g., Google Analytics, Bing Analytics) bound by confidentiality and DPDP obligations.

Cross-Border Data Transfers

Data may be stored/processed outside India for international clients. All transfers comply with DPDP Act and government notifications for adequate protection.

Data Security Measures

  • Secure hosting infrastructure
  • Encrypted transmission (SSL/HTTPS)
  • Restricted access
  • Periodic audits and monitoring

No method is 100% secure.

Your Rights as Data Principal

  1. Access your data
  2. Request correction/updating
  3. Withdraw consent
  4. Request erasure (subject to legal obligations)

Email requests to: info@raymondcardoza.com. We respond within DPDP timelines.

Grievance Redressal

Grievance Officer: Raymond Cardoza
Email: info@raymondcardoza.com
Address: Bajpe, Mangalore, Karnataka, India

Escalate unresolved issues to Data Protection Board of India.

Use of Cookies

We use cookies and analytics (Google, Bing) for non-personal data (IP, browser, behavior).
Modify browser settings to refuse cookies; some features may be affected.

Policy Updates

May be revised for legal/operational changes. Latest version at: www.raymondcardoza.com/privacy-policy

Disclaimer

Using this website constitutes consent to data collection/processing as described. Continued use = acceptance of latest policy.